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Get insurance for a transmission shop.

Running any type of auto shop is a big deal. From having customers drop off their cars, to actually repairing the transmission of said cars, to returning the cars to the customers when they come to pick them up, there’s a lot to do - and there are a lot of risks going on every day.

 You might dread having to deal with the insurance for your transmission shop. But you don’t have to handle your insurance on your own - we can help you get quotes for your auto shop. And we want to make insurance as simple as possible. 

How much does transmission auto shop insurance cost?

The question on your mind might be this - how much does transmission insurance cost? That’s a great question, but it’s not exactly a simple one to answer. There’s a lot that goes into determining insurance rates, so the best way to figure out how much your insurance is actually going to cost is to get some quotes. That way you’ll have a better picture of what kind of expense you’re looking at for your commercial insurance. 

What coverages do transmission shops need?

Here are some of the coverages you might need for your transmission shop. (It’s really important to have the proper coverage for your business.) 


Your auto shop faces a lot of property risks because of all of the flammable things around the shop. Having the right property insurance is key.

Employee Dishonesty

Employee dishonesty insurance can protect your business if an employee steals from you. It’s important that you read the policy carefully so you know what is and is not covered as far as your employee dishonesty insurance is concerned. 

General Liability

General liability can help with claims of bodily injury if one of your clients or a visitor is injured at your business - for example, if someone trips or slips and takes a nasty fall.

Garagekeepers Exposure

Garagekeepers coverage can help protect your clients’ cars while they’re in your care, custody, and control. It can cover losses like fire, theft, and vandalism. This is definitely an important coverage.

Workers' Compensation

Workers’ compensation is another really crucial coverage because it can help if one of your employees gets hurt on the job. It can cover the medical bills, and it can provide a portion of their lost wages if they can’t work for a time. 


Umbrella insurance can help you if you have a claim that goes above and beyond the limits on your underlying insurance policy. It can step in to cover costs when your underlying liability policy is exhausted.

Here are some recommended coverages for a transmission auto shop:

  • Business Personal Property
  • Business Income
  • Employee Dishonesty
  • Money and Securities
  • Account Receivable 
  • Computers
  • Goods in Transit
  • Valuable Papers and Records
  • General Liability
  • Employee Benefits
  • Environmental Impairment
  • Umbrella
  • Business Automobile Liability and Physical Damage
  • Garagekeepers 
  • Hired and Nonownership Auto Liability
  • Workers Compensation
  • Building
  • Earthquake
  • Flood
  • Leasehold Interest
  • Real Property Legal Liability
  • Computer Fraud
  • Forgery 
  • Signs
  • Cyberliability
  • Employment Practices Liability
  • Stop Gap Liability 

How to get transmission shop insurance in 3 steps:

Get in touch with our team.

You can fill out our online form, give us a call, or message us through our LiveChat. One of our agents will have a quick conversation with you about your business and your insurance.

Get Quotes & Review

We have relationships with many insurance carriers, so we can help you get multiple quotes for your insurance. The next step is that we’ll take the time to go over the quotes with you and answer questions. 

Pick Your Policy

Our team will be here to assist with any insurance concerns that might come up, or to answer any questions that come up later on. We do our very best to be easily reachable!

Get quotes for transmission shop insurance.

So, that’s the scoop about transmission shop insurance. You can get started with some quotes by filling out our form, giving us a call, or messaging us on LiveChat. Our team gets the risks that your business faces. One of our missions is to make insurance as easy and stress-free as possible. Get in touch with our team today and get started with your quotes.