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Our team can help you get garagekeepers insurance for…
A Collision Repair Shop
A Car Wash
A Mechanic’s Shop
An Auto Paint Shop
An Auto Detailing Shop
An Auto Glass Repair Shop
A Transmission Repair Shop
A Brake Installation/Repair Shop
An Oil Change Shop
An Emissions Testing Facility
We provide multiple insurance quotes to compare for businesses just like these and many others. Get started now!
What does garagekeepers insurance do?
Garagekeepers insurance is designed for businesses that keep customers’ cars for parking or for repair. Generally, people are quite attached to their cars, and your customers would probably be pretty upset if something happened to their car while it was in your auto shop for repairs. Garagekeepers insurance can help you if there’s a loss like fire, theft, vandalism, or lightning (and even explosion!) that hits your customers’ cars.
However, garagekeepers insurance EXCLUDES…
- Contractual obligations
- Theft by the insured
- Parts that are defective or work that is faulty
- Loss to equipment that reproduces sound (unless it’s permanently attached to the car)
- Radar detection
- Loss to sound receiving equipment (i.e. telephone, mobile radio) unless it’s permanently installed in the dash
How much does garagekeepers insurance for an auto shop cost?
If you have a business, you probably want to know how much you need to expect to pay for your auto shop insurance. So – how much does garagekeepers insurance for an auto repair shop cost? The best way to get an idea of how much you should expect your insurance to cost is to get insurance quotes. (There are a lot of factors that can affect your insurance rates.) Our team would be happy to help with your insurance – all you have to do is fill out our form, give us a call, or message us on LiveChat.
How much garagekeepers insurance do I need?
If you have an auto shop, it’s really important to have enough garagekeepers insurance to protect the customer vehicles in your care, custody, and control. To get an idea of how much coverage you need, take the average cost of the cars in your care and multiply it by the average number of cars in your care. For example, if you have an average of five cars in your care and they are valued at $25,000 on average, you would want at least $125,000 of coverage.