Get insurance for an auto emission shop.

We can help you get insurance for your auto emission business.

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Getting quotes for your business is easy! You can begin with our quick quote form online, give us a call, or talk to us on Live Chat.

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Need auto emissions shop insurance?
We can help.

If you’ve got an emissions testing shop, there’s a lot going on. Your customers are probably wanting to get in and out quickly, simply wanting to get their emissions test and get gone. So, with all of the vehicles that are coming and going, you’ve got some pretty busy days.

With all of that, the last thing you probably want to deal with is your commercial insurance. It might seem like a totally overwhelming prospect. But that’s why our team is committed to making insurance as easy as possible - we can help you get insurance for your auto emission shop. 

How much does auto emission shop insurance cost?

You’re probably wondering how much you should expect to pay for auto emission shop insurance. (Maybe you’re dreading it a bit.) It’s an important question, but it’s not such a simple one to answer. To find out how much your particular business will pay for auto shop insurance, you’ll have to get insurance quotes. While that might sound like an ordeal, we do strive to make insurance as easy as possible. 

What coverages do auto emissions shops need?

Your business faces a lot of risks, and it’s important to protect your auto emissions testing shop from these risks. Here are a few coverages to consider for your auto shop. 


It’s important to have the right property coverage for your business - there are a lot of fire risks at auto shops because of all the chemicals and such. Property coverage is a big deal. 

Employee Dishonesty

No one wants to think that their employees would ever hurt their business by stealing, but it does happen. Employee dishonesty insurance can help cover those sorts of losses. 

General Liability

General liability insurance can help you if there’s ever a claim of bodily injury or property damage from one of your customers or guests. Even a slip-and-fall can be a very expensive claim for a business. 


Garagekeepers can protect the customers’ cars that are in your care, custody, and control. It can cover losses like fire, theft, and vandalism. (Naturally, this is a really important coverage for auto shops.)

Workers' Compensation

If one of your employees is hurt on the job, workers’ compensation can help cover their medical bills. Workers’ comp can also give them a portion of their lost wages if they have to take time off while they recover. 


Umbrella insurance can help you if you have a liability claim that goes above and beyond the limit of coverage on your underlying policy. If the underlying policy is exhausted, umbrella insurance can tap in to start providing coverage. 

Here are the minimum recommended coverages for an auto emissions testing shop:

  • Business personal property
  • Business income
  • Employee dishonesty
  • Money and securities
  • Accounts receivable
  • Computers
  • Goods in transit
  • Valuable papers and records
  • General liability
  • Employee benefits
  • Environmental impairment
  • Umbrella
  • Business Auto Liability and Physical Damage Insurance
  • Hired and Nonownership Auto
  • Garagekeepers
  • Workers’ compensation
  • Building
  • Earthquake
  • Flood
  • Leasehold interest
  • Real property legal liability
  • Computer fraud
  • Forgery
  • Signs
  • Cyber liability
  • Employment-related practices
  • Stop gap liability

How to get insurance for an auto emissions shop.

Quick chat with agent

You can give us a call, message us on LiveChat, or fill out our online form. Then we’ll have a chat with you about your business and your insurance needs. 

Gather & review quotes

Then we’ll go fetch your auto emission shop insurance quotes. We work with a lot of different carriers. If you have any questions, we would be happy to answer those.

Pick your policy

Should a question or issue arise, our team will be here to help. All you have to do is get in touch with us and we’ll be happy to address your concerns. 

Get quotes for emission shop insurance.

Running an auto shop comes with a lot of risks, and that’s why getting the right insurance is crucial. Our team gets the risks your emissions shop faces, and we want to help you get the coverage you need. Get started with your quotes by filling out our form, calling us, or messaging us on LiveChat. (You can choose the form of communication that is most convenient for you.) We would be delighted to assist with your commercial insurance needs.