Get auto paint shop insurance.

We can help you get insurance for your auto shop. 

Start your quotes online now

Getting quotes for your business is easy! You can begin with our quick quote form online, give us a call, or talk to us on Live Chat.

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Need auto paint shop insurance?

Having an auto paint shop means that you’re juggling a lot. There are customers bringing their cars in, employees working on the cars, and customers coming to retrieve their cars when the paint is done. You might not feel that there’s a lot of time to deal with your auto shop insurance.

Maybe that seems like a lot. However, you don’t have to worry about handling your insurance on your own - our team can help. We can assist with getting auto shop insurance quotes, and we’re committed to making insurance easy. 

How much does auto paint shop insurance cost?

We know you probably want to know how much to expect to pay for your auto paint shop insurance. It’s a valid question - how much does auto paint shop insurance cost? To get an accurate picture of what you should expect to pay for your business insurance, you might want to consider getting some quotes. There are many factors that go into determining insurance rates, and a lot of details about your business can affect your premium.

What coverages do auto paint businesses need?

Here are a few of the coverages that auto paint shops might want to consider to protect against the risks they face. 


It’s really important to have the right property insurance to protect your business. There are a lot of fire risks at auto shops, of course, so that’s a major concern to protect against.

Employee Dishonesty

If an employee decides to steal from your business, that could be a major financial blow. Employee dishonesty insurance can help protect from that kind of loss, but of course it’s important to know exactly what is and isn’t covered.

General Liability

General liability insurance can help you if one of your guests or customers experiences bodily injury or property damage and brings a claim against your business. 

Garagekeepers Exposure

Garagekeepers insurance can help protect your clients’ cars while they’re in your care, custody, and control. It can protect against losses like vandalism, fire, and theft.

Workers' Compensation

Your employees might get injured on the job, and that’s where workers’ comp can help. It can cover their medical bills and can give them a portion of their lost wages if they can’t work.


If you have a major liability loss and it goes above the limits on your underlying policy, umbrella insurance can help you. It can pick up where your underlying policy left off because its limits were exhausted.

Here are some recommended coverages for an auto paint shop:

  • Business Personal Property
  • Business Income
  • Employee Dishonesty
  • Money and Securities
  • Account Receivable 
  • Computers
  • Goods in Transit
  • Valuable Papers and Records
  • General Liability
  • Employee Benefits
  • Environmental Impairment
  • Umbrella
  • Business Automobile Liability and Physical Damage
  • Hired and Nonownership Auto Liability
  • Garagekeepers 
  • Workers Compensation
  • Building
  • Earthquake
  • Flood
  • Leasehold Interest
  • Real Property Legal Liability
  • Computer Fraud
  • Forgery 
  • Signs
  • Cyberliability
  • Employment Practices Liability
  • Stop Gap Liability 

How to get auto shop insurance in 3 steps:

Talk with an agent

You’ve got a few options: you can fill out our online form, give us a call, or message us on LiveChat. Then we’ll have a quick talk with you about your business and your insurance needs so that we can best assist you. 

Review quotes

We have relationships with many different carriers, so we can help you get multiple quotes for your insurance. You can compare rates and coverage options. We’d be happy to go over any questions you have about the coverage. 

We're here to help

If you’re ever in need of some help with your insurance, we’ll be here for you. Feel free to reach out whenever you have questions or concerns, or if you need some assistance with handling insurance matters. 

Get quotes for auto paint shop insurance.

It’s really important to have the right insurance to protect your business from the risks you face. Our team of agents understands auto shops and we can help you get the coverage you need. Get started with your quotes by filling out our online form, giving us a call, or messaging us on LiveChat. We want to make insurance as easy and stress-free as possible.