Get insurance for a collision shop.

Our team can help you get quotes for collision shop insurance. 

Start your quotes online now

Getting quotes for your business is easy! You can begin with our quick quote form online, give us a call, or talk to us on Live Chat.

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Need collision shop insurance?

The days can be long and busy when you have an auto body shop. There are a lot of potential risks that could befall your business, and it’s important to get collision shop insurance to protect your business and allow you to get back on your feet if something were to happen.

But since you have to run your business, you probably don’t want to devote a lot of your time to dealing with your auto shop insurance. Our team would be happy to help with your insurance - we strive to make the insurance process as easy as possible. 

How much does it cost to insure a collision shop?

So, how much does auto body shop insurance cost? Well, that’s a complicated question. There are a lot of different factors that go into determining insurance rates. But our team can shed some light on how much it will cost to insure your collision shop. If you want to get an accurate picture of how much your collision shop insurance costs, it’s probably a good idea to just go ahead and get some quotes.

What coverages do auto collision shops need?

These are some of the coverages that you might want to consider for your auto body shop. 


Property insurance can help you if your shop is hit by a fire. It’s important that you have the right property insurance to protect your business, as your collision shop has a lot of property-related risks. 

Employee Dishonesty

Employee dishonesty coverage can help you out if one of your employees steals from your business. While no employer wants to think that their employees would steal from them, it can happen.

General Liability

General liability is a major coverage because it can help you if one of your customers is hurt on your property - for example, if someone slips and falls. These lawsuits can get very expensive very fast.

Garagekeepers Exposure

Garagekeepers insurance can protect your customers’ cars while they’re in your care, custody, and control. It can cover risks such as fire, lightning, theft, and vandalism. It’s a very important coverage.

Workers' Compensation

If one of your employees is injured on the job, workers’ comp insurance can help cover their medical bills. It can also give them a portion of their lost wages if they have to take time off of work. 


Umbrella insurance can help by providing coverage that goes above and beyond your underlying insurance policy. So, if you have a liability claim that exceeds the limit on the underlying policy, umbrella can step in to help.

Here are the minimum recommended coverages for auto body shops:

  • Business Personal Property
  • Business Income
  • Employee Dishonesty
  • Money and Securities
  • Account Receivable 
  • Computers
  • Goods in Transit
  • Valuable Papers and Records
  • General Liability
  • Employee Benefits
  • Environmental Impairment
  • Umbrella
  • Business Automobile Liability and Physical Damage
  • Hired and Nonownership Auto Liability
  • Garagekeepers 
  • Workers Compensation
  • Building
  • Earthquake
  • Flood
  • Leasehold Interest
  • Real Property Legal Liability
  • Computer Fraud
  • Forgery 
  • Signs
  • Cyberliability
  • Employment Practices Liability
  • Stop Gap Liability 

How to get collision shop insurance:

Talk with an agent

Give us a call, message us on LiveChat, or fill out our form. One of our agents will reach out to you and talk to you about your business and the insurance you need so we have the information we need to get quotes.

Gather & review quotes

We’ll gather your auto body shop insurance quotes. That way you can compare different quotes. We love insurance-related questions, so we encourage you to ask any questions that you may have. 

Pick your policy

If you ever have a question or concern about your coverage, we’ll be right here to help. We won’t abandon you to deal with insurance matters on your own. 

Get quotes for collision shop insurance.

If you have an auto body shop, you face a lot of risks. Our team of insurance agents understand the risks that you face, so we would be happy to go over the coverages that can protect your business. We also want to make the insurance process as stress-free as possible. To get started with some quotes, you can fill out our online form, give us a call, or message us in a LiveChat.