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Need insurance for a mechanic shop?
A mechanic shop can be a very busy place to work. Between the cars coming in to be fixed, the actual repairs, and the customers coming to pick up their recently-fixed cars, there’s always a lot going on. And with all the chaos that normal day can entail, you face a lot of risk.
That’s why it’s so important to get the mechanic shop insurance you need to protect your business. However, you might not be sure where to start with getting quotes for (hopefully less expensive) mechanic insurance. And that’s where our team can help!
How much does mechanic shop insurance cost?
You also might be wondering about the cost of this mechanic shop insurance. Well, there are many things that influence insurance prices. To get an accurate idea of how much mechanic shop insurance costs, it’s a good idea to get insurance quotes. That’s where our team can lend a hand. We can help you get quotes for your insurance so you can compare rates and get an answer to the question of how much auto shop insurance costs.
What coverages do mechanic shops need?
If you have a mechanic shop, you might want to consider these coverages:
Here are the minimum recommended coverages for mechanic’s shops:
- Business personal property
- Business income
- Employee Dishonesty
- Money and Securities
- Accounts Receivable
- Goods in Transit
- Valuable Papers and Records
- General Liability
- Employee Benefits
- Environmental Impairment
- Business Auto Liability and Physical Damage
- Hired and Nonownership Auto
- Workers Compensation
- Leasehold Interest
- Real Property Legal Liability
- Computer Fraud
- Employment-related Practices Liability
- Stop Gap Liability