Get insurance for an auto detail shop

Our team can help you get multiple auto detail shop insurance quotes to compare

Start your quotes online now

Getting quotes for your business is easy! You can begin with our quick quote form online, give us a call, or talk to us on Live Chat.

[happyforms id="941" /]

Need auto detailing insurance?
We can help.

Your auto detailing shop is a very busy place, what with all of the cars - and customers - coming and going. And with all of the work to be done around the shop, you might not be looking forward to dealing with your auto shop insurance. It sounds potentially stressful and overwhelming.

But there’s a lot of risk that goes along with running a shop, and that means it’s important to have the right coverage to protect your business. If you’re looking for auto detail shop insurance, our team would be happy to help - we like to make insurance easy.

How much does auto detail shop insurance cost?

Now, you’re probably wondering about a very important question - how much does auto detail insurance cost? That’s a great question, but there are a lot of different details that go into the cost of commercial insurance. The best way to figure out what sort of price tag you should expect is to get quotes. Yes, that might sound intense, but we strive to make insurance as easy as possible.

What coverages do auto detail shops need?

There are a lot of different coverages that work together to protect your business. Here are some coverages you might want to consider for your detail shop… 


There are a lot of property-related risks at your auto shop. Fire is a big concern, of course, so it’s important to make sure you have the proper insurance coverage for your business. 

Employee Dishonesty

Of course, no employer wants to believe that their employees would ever steal from them or hurt their business. But employee dishonesty insurance can help protect you if an employee does steal from your business - be sure to check what losses are and aren’t covered. 

General Liability

General liability is significant because it can help you if one of your customers or visitors has a claim of bodily injury or property damage against your business. (Like if someone slips and falls and gets hurt.) Anyways, this is a big coverage to consider for your auto detail business. 

Garagekeepers Exposure

Garagekeepers insurance can help protect the customer’s cars that you have in your care, custody, and control. It can cover losses like fire, lightning, and vandalism. Of course, since you have customer cars at your shop, this is definitely one for auto detail shops to consider.

Workers' Compensation

Workers’ compensation can help if one of your employees is hurt on the job. It can help cover your employee’s medical bills, and it can also give them a portion of their lost wages if they’re unable to work due to their injury. 


Umbrella insurance can help you if you ever have a liability claim that goes above the limit on your underlying policy. It sits on top of the underlying policy and can tap in to provide coverage when the other policy is exhausted. 

These are the minimum recommended coverages for an auto detail shop.

  • Business personal property
  • Business income
  • Employee dishonesty
  • Money and securities
  • Accounts receivable
  • Computers
  • Goods in transit
  • Valuable papers and records
  • General liability
  • Employee benefits
  • Environmental impairment
  • Umbrella
  • Business Auto Liability and Physical Damage Insurance
  • Hired and Nonownership Auto
  • Garagekeepers
  • Workers’ compensation
  • Building
  • Earthquake
  • Flood
  • Leasehold interest
  • Real property legal liability
  • Computer fraud
  • Forgery
  • Signs
  • Cyber liability
  • Employment-related practices
  • Stop gap liability

How to get auto shop insurance in 3 steps:

Quick chat with agent

Reach out to our team by filling out our online form, giving us a call, or messaging us on LiveChat. Have a quick conversation with our team to talk about your business and your insurance needs.

Gather & review quotes

We’ll go ahead and get some insurance quotes for you; we work with many different carriers. You can ask us any questions you might have about the coverage and the quotes.

Pick your policy

Our team will be here to help with any insurance questions or concerns that arise. Now is time to select your policy and get the coverage you need for your auto body shop.

Get insurance quotes for your auto detailing business

If you are in need of some insurance quotes, we can help with that. Your auto shop faces a lot of risks, but we understand those risks and we would be happy to help you get the insurance you need to protect your business. Get started with your quotes by filling out our online form, giving us a call, or messaging us. We are here to help with your commercial insurance needs. And as we mentioned before, we strive to make insurance as easy as possible.